Biraj Rai, trading as NAMASTE MORTGAGES, is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.

The Financial Conduct Authority does not regulate some forms of Buy-to-Let. Your home may be repossessed if you do not keep up with repayments on your mortgage.

There may be a fee for mortgage advice. The exact amount will depend on your individual circumstances, but it will typically range between £395 and £595. We will always discuss and agree on this with you upfront, so there are no surprises.